It is important to understand that the insurance contract is between the insurance company and you, the insured. Our office will gladly submit your insurance claim to your insurance carrier, as a courtesy to you. At the time of treatment, the patient/guarantor is responsible for the estimated portion that the insurance does not cover. If for some unforeseen reason your insurance carrier has denied or not made payment within 90 days, the patient/guarantor is responsible for the balance in full. Due to pending claims and patient privacy issues, we do not always know how much an insurance company has already paid to another office or specialist, and the balance remaining on a yearly maximum.
Dental insurance was not designed to pay for all dental care. Our goal is to maximize the amount of your care covered by your insurance benefits. However, it is important to understand that treatment recommendations made by Araceli Ziemba D.M.D. are based on an individual’s needs, and not necessarily based on what insurance coverage is available. Also, it is the patient responsibility to check insurance network participation.
Please be prepared to show your insurance card and driver’s license at the time of your visit. It is the patient's/guarantor's responsibility to provide any new information regarding insurance. Our goal is to maximize the insurance benefit to you, the patient.